The landscape of employee benefits is changing and complex. Our group benefit and group insurance products can be tailored to fit your organization's needs.

Employee Benefit Solutions (EBS) is focused on understanding your individual needs and crafting a customized plan for addressing all of your insurance needs.

We are dedicated to providing answers to all of your insurance and benefit questions. Our resources section has many answers that can help you make informed decisions.

Our team of experienced insurance and benefit professionals are available to get you a customized quote that addresses your organizational needs.

About Barton, Fenstermaker, Tondello, & Associates, LLC

Benefit Solutions for Personal and Group Insurance

Providing Personalized Benefit
solutions to You

Employee Benefit Solutions provides personalized insurance and benefit solutions to organizations from Pensacola to Jacksonville including, Destin, Ft. Walton Beach, and Panama City.

We specialize in offering comprehensive group products for health, dental, vision, disability, and life, as well as section 125 cafeteria plans and individual insurance products for health, dental, disability, life, and long term care. Contact us today for a quote.

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Latest News

July 15, 2015

Family Plans Must Embed Out-of-pocket Limits in 2016

The Affordable Care Act (ACA) requires non-grandfathered health plans to limit an enrollee’s out-of-pocket costs for essential health benefits each year. This annual limit is often referred to as the out-of-pocket (OOP) maximum.

July 14, 2015

IRS Issues New Q&As on Section 6056 Reporting

The Internal Revenue Service (IRS) recently released new Questions and Answers (Q&As) regarding Section 6056 reporting. These Q&As provide additional details on completing Forms 1094-C and 1095-C.