Employee Benefit Solutions of Ft Walton
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About Us :: Why Employee Benefit Solutions?

Barton, Fenstermaker, Tondello & Associates, LLC has been a full service Group Benefits company in Florida since 1996. The name has changed as we have added owners to the company. We offer a full line of benefits -- Health, Life, Dental, Vision, Short-Term and Long-Term Disability, and Long-Term Care. We are fully licensed and offer retirement plans as well.

 

We currently have business in force with the following group carriers: Florida Blue (BlueCross BlueShield of Florida), United Healthcare, Aetna, Principal Financial Group, Assurant Employee Benefits, Guardian, Florida Combined Life, United Concordia, Unum, & Humana. We also have access to Cigna.

 

Our staff's experience will help your group find the best combination of solutions for your insurance and benefit needs. The group products we offer give you a wide variety of options to meet your needs. 

 

 

Group Products

Group Health Insurance

Group Dental

Group Vision

Group Life Insurance

Group Disability

Group Voluntary Life

125 Cafeteria

Individual Products

Health Insurance

Dental Insurance

Disability Insurance

Life Insurance

Long Term Care

 

We assist our clients with their COBRA needs for both small groups and large groups (State Continuation and Federal Cobra). These benefits are handled by most companies through Ceridian or directly with the insurance carrier’s COBRA division. HIPPA laws have made service work more difficult but, with the employee’s consent, we are able to speak directly with the carriers on their behalf. We service cafeteria plans primarily through third party companies like AFLAC, Colonial, AllState.

 

We have HDHP/HSA plans with dozens of companies in force and are big proponents of them. Additionally, we use Health Reimbursement Programs in conjunction with some of our HSA/HDHP’s which are serviced with an excellent third party administrator. 

 

Legal resources include our local attorney, Pleat, Perry & Ritchie, as well as a working relationship with the Krizner Firm in Tallahassee. We also have a third party software firm, Zywave, at our disposal for administrative briefs and legislative updates.

 

Unlike our competition in this area, our agents and staff are licensed, trained, and able to answer benefit questions, navigate the networks, and provide claims analysis and consultations. We believe in providing quality service to both employers and their employees. The carriers offer toll-free numbers but we prefer to be the liaison between the employers/employees and the carriers. This hands-on approach is not seen from most of our competitors! 

 

Contact EBS

 

Employee Benefit Solutions

4458 Legendary Dr., Suite 350

Destin, FL 32541

850-460-7690 phone

850-460-7694 fax

info@ebs-benefits.net

 
   

Health

Dental

Vision

Life

Disability

 

 

Individual Products

 

Health Insurance

Dental Insurance

Disability Insurance

Life Insurance

Long Term Care

 

 

 

Group Products

 

Group Health Insurance

Group Dental

Group Vision

Group Life Insurance

Group Disability

Group Voluntary Life

125 Cafeteria

 

 

 

Copyright

 

© 2017 Employee Benefit Solutions

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